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Find VA Loan Specialists Near You in Gulf Shores, AL

Looking for a va loan specialist in Gulf Shores? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Gulf Shores, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 11 va loan specialists in Gulf Shores, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cash Cow
3553 Gulf Shores Pkwy, Gulf Shores, AL 36542
2519688181
FirstBank Mortgage
113 E 20th Ave, Gulf Shores, AL 36542
8002006462
Georgia Kelley - Coastal Mortgage Team at Edge Home Finance
1544 W 2nd St #106, Gulf Shores, AL 36542
2516108066
Barr Group Mortgage
1703 Gulf Shores Pkwy, Gulf Shores, AL 36542
2519751800
Fountain Home Loans | DSCR Loans Mortgage Broker Lending Company
232 Professional Ct C4, Gulf Shores, AL 36542
2512074300
Joey Parker | SouthState Mortgage
1560 W 2nd St, Gulf Shores, AL 36542
2512698328
Ashley Jacks Movement Mortgage NMLS# 1193668
3145 Gulf Shores Pkwy, Gulf Shores, AL 36542
2059086354
Kelly Hobbs Motto Mortgage Gulf Coast
1545 W 2nd St Suite 100, Gulf Shores, AL 36542
2519683601
Rocket Mortgage - Loren Tunnicliffe - Local Loan Officer
3145 Gulf Shores Pkwy, Gulf Shores, AL 36542
5126369575
Motto Mortgage Gulf Coast
1545 W 2nd St Suite 100, Gulf Shores, AL 36542
2519683601
Kevin Corcoran Motto Mortgage Gulf Coast
1545 W 2nd St Suite 100, Gulf Shores, AL 36542
2519683601

A VA loan specialist in Gulf Shores Alabama helps veterans and active duty service members secure home financing with no down payment. Alabama offers specific property tax exemptions for disabled veterans which can be combined with a VA loan. Local specialists understand the Gulf Shores real estate market and can guide you through the process.

What Does a VA Loan Specialist in Gulf Shores Cost?

Typical costs for a VA loan in Alabama include a funding fee which ranges from 1.25% to 3.3% of the loan amount depending on your down payment and service category. Closing costs in Gulf Shores generally range from 2% to 5% of the purchase price. Some costs like the appraisal fee and title insurance are standard. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Gulf Shores?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They help veterans understand eligibility requirements and guide them through the loan application process in Gulf Shores Alabama.
Do I need a specific credit score for a VA loan in Alabama?
The VA does not set a minimum credit score but most lenders in Alabama require a score of at least 620. Each lender sets its own standards so it is best to check with a local specialist.