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Find VA Loan Specialists in Leeds, AL

Directory of va loan specialists in Leeds, Alabama. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Leeds, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 5 va loan specialists in Leeds, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shane Ray and Matthew Ray- Stockton Mortgage Corporation
1915 Courson Ct #100, Leeds, AL 35094
2058210402
Kristi Graham Scott -Loan Officer and Branch Leader
7910 Parkway Dr, Leeds, AL 35094
2055166310
Sean Faciane- Loan Officer NMLS #1129252
7910 Parkway Dr, Leeds, AL 35094
2054109973
PNC Mortgage
7925 Parkway Dr, Leeds, AL 35094
2052973430
Hii Commercial Mortgage Loans Leeds AL
2425 Briarcliff Dr # D, Leeds, AL 35094
2056152899

VA loan specialists in Leeds Alabama help veterans and active duty service members secure home financing with zero down payment options. Alabama law provides additional property tax exemptions for disabled veterans. Local specialists understand the Birmingham metro area housing market and can guide you through the VA funding fee and certificate of eligibility process.

What Does a VA Loan Specialist in Leeds Cost?

VA loan specialist fees in Alabama typically range from 0 to 1 percent of the loan amount as an origination fee. The VA funding fee for first time use is 2.15 percent for regular military and 2.4 percent for reserves or National Guard. This fee can be financed into the loan. Costs vary by lender and loan amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Leeds Alabama?
A VA loan specialist is a licensed mortgage professional who focuses on VA backed home loans. They help veterans in Leeds understand eligibility requirements and complete the loan application process.
Do I need a specific credit score for a VA loan in Alabama?
The VA does not set a minimum credit score but most lenders in Alabama require at least 620. Some specialists can work with lower scores depending on your overall financial profile.
Are there Alabama specific benefits for VA loan holders?
Yes. Alabama offers a property tax exemption for veterans with a 100% service connected disability. The exemption applies to the first 48000 dollars of assessed value for primary residences.