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Directory of va loan specialists in Clio, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Clio, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 va loan specialists in Clio, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
2165 W Vienna Rd, Clio, MI 48420
8106872891
Dort Financial Credit Union
11411 N Linden Rd, Clio, MI 48420
8005213796
Genisys Credit Union
300 Smith St, Clio, MI 48420
8106865756
Independent Bank
3500 W Vienna Rd, Clio, MI 48420
8106876710
PNC Mortgage
107 E Vienna St, Clio, MI 48420
8106861300
VA loan specialists in Clio Michigan help veterans and active duty service members secure home financing with favorable terms. Michigan law provides specific property tax exemptions for disabled veterans that can reduce overall housing costs. Working with a local specialist ensures you understand both federal VA guidelines and Michigan specific requirements like the Principal Residence Exemption.
What Does a VA Loan Specialist in Clio Cost?
VA loan specialists in Michigan typically charge an origination fee of 0.5% to 1% of the loan amount. Closing costs in Clio range from 2% to 5% of the purchase price including appraisal fees title insurance and recording fees. The VA limits certain fees and prohibits others such as broker fees. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who qualifies in Clio Michigan?
A VA loan is a mortgage program backed by the U.S. Department of Veterans Affairs for eligible veterans active duty members and surviving spouses. To qualify you must meet service requirements such as 90 consecutive days of active service during wartime or 181 days during peacetime. A VA loan specialist in Clio can review your Certificate of Eligibility to confirm your status.
Are there Michigan specific benefits for VA loan borrowers?
Yes Michigan offers a property tax exemption for disabled veterans rated 100% permanently and totally disabled by the VA. This exemption can reduce or eliminate property taxes on a primary residence. Your VA loan specialist can help you apply for this benefit through the local county treasurers office in Genesee County.
What documents do I need to apply for a VA loan in Clio?
You will need your Certificate of Eligibility from the VA recent pay stubs W-2 forms tax returns and bank statements. A VA loan specialist will also require a valid government ID and proof of residency. Michigan law requires lenders to provide a Loan Estimate within three business days of receiving your application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.