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Find VA Loan Specialists Near You in Ferndale, MI

Directory of va loan specialists in Ferndale, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Ferndale, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 2 va loan specialists in Ferndale, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
David Wechsler @ The Mortgage Consultant
1603 E 9 Mile Rd, Ferndale, MI 48220
(248) 514-3489 uhm.com
Michigan VA Mortgages
1935 Burdette St, Ferndale, MI 48220
(313) 367-3894

A VA loan specialist in Ferndale Michigan helps veterans and active duty service members secure home financing with favorable terms. Michigan law exempts VA loan borrowers from certain property tax prorations under specific conditions. Ferndale is located in Oakland County which has a robust housing market making local expertise valuable for VA loan applicants.

What Does a VA Loan Specialist in Ferndale Cost?

Typical costs for a VA loan specialist in Michigan include an origination fee of up to 1 percent of the loan amount and third party costs like appraisal fees which range from 500 to 700 dollars. Closing costs in Michigan average 2 to 5 percent of the purchase price but sellers can pay some of these costs. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Ferndale Michigan?
To qualify for a VA loan in Ferndale you must meet service requirements set by the US Department of Veterans Affairs. Generally this means 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may also qualify after six years of service.
Does Michigan have any special rules for VA loan funding fees?
Yes Michigan follows federal VA guidelines for funding fees which range from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. Disabled veterans are exempt from the funding fee. Michigan does not add state-specific fees to VA loans.