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Compare VA Loan Specialists in St Joseph, MI

Browse va loan specialists serving St Joseph, Michigan. Contact information and addresses listed below.

14 agents listed
Updated June 2026
St Joseph, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 14 va loan specialists in St Joseph, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check `n Go
2080 Niles Rd Suite 300, St Joseph, MI 49085
(269) 982-3400 locations.checkngo.com
United Federal Credit Union - State Street St. Joseph
2819 S State St, St Joseph, MI 49085
(888) 982-1400 unitedfcu.com
Honor Credit Union - St. Joseph
2712 Niles Ave, St Joseph, MI 49085
(269) 983-6357 honorcu.com
Wendi Traxler at Rate (NMLS #143394)
717 Ship St, St Joseph, MI 49085
(269) 932-9400 rate.com
Flagstar Bank
2829 Niles Ave, St Joseph, MI 49085
(269) 983-6687 flagstar.com
Joy Cluff- Mortgage Loan Advisor
2819 S State St St, St Joseph, MI 49085
(269) 363-6953 joycluff.com
Dave Danikowski at Rate (NMLS #1987671)
717 Ship St, St Joseph, MI 49085
(630) 606-7251 rate.com
St Joseph Same Day Loans
1801 S Cambridge Dr, St Joseph, MI 49085
(269) 575-4203 bridgepaydayloans.com
Flagstar Bank Home Loan Center
2829 Niles Ave, St Joseph, MI 49085
(269) 422-7325 flagstar.com
Rate
717 Ship St, St Joseph, MI 49085
(616) 215-1020 rate.com
John Brown - Mortgage Advisor - United Federal Credit Union
2819 S State St, St Joseph, MI 49085
(269) 982-4760 unitedfcu.com
CMG Financial
800 Port St STE C, St Joseph, MI 49085
(269) 352-0579 cmgfi.com
Monarch Community Bank & Lending Center
800 Ship St # 109, St Joseph, MI 49085
(269) 281-0398
Chase Mortgage
1310 Hilltop Rd, St Joseph, MI 49085
(269) 926-4784 chase.com

VA loan specialists in St Joseph Michigan help veterans and active duty service members navigate the home buying process. Michigan offers specific property tax exemptions for disabled veterans under Public Act 161 of 2013. Local specialists can guide you through the VA funding fee and Michigan specific closing requirements.

What Does a VA Loan Specialist in St Joseph Cost?

Typical costs for a VA loan specialist in Michigan include an origination fee of up to 1 percent of the loan amount. The VA funding fee ranges from 1.25 percent to 3.3 percent for first time use, depending on down payment and service category. Other costs like appraisal fees in St Joseph are usually 500 to 700 dollars. These are general estimates and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in St Joseph Michigan?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They help veterans understand eligibility, obtain a Certificate of Eligibility, and complete the loan process in Berrien County.
Do I need a VA appraisal for a home in St Joseph?
Yes, all VA loans require a VA appraisal to ensure the property meets minimum property requirements. The appraiser checks for safety, structural soundness, and livability standards specific to Michigan homes.
Are there Michigan specific benefits for VA loan borrowers?
Yes, Michigan offers a property tax exemption for qualifying disabled veterans under Michigan Compiled Laws 211.7b. VA loan specialists can explain how this exemption applies to your St Joseph home purchase.