Find FHA Loan Specialists in Honolulu, HI
Looking for a fha loan specialist in Honolulu? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Hawaii before hiring.
Showing 20 fha loan specialists in Honolulu, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Honolulu Cost?
Typical costs for an FHA loan specialist in Hawaii include an origination fee of 1 percent of the loan amount and third party fees for appraisal and credit report. Appraisal fees in Honolulu range from $600 to $1,000. The upfront MIP is 1.75 percent of the loan and annual MIP is 0.55 percent to 0.85 percent depending on loan term and down payment. Costs vary by lender and property type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for Honolulu County in 2025?
For 2025 the FHA loan limit for a single family home in Honolulu County is $1,209,750. This high limit reflects the elevated median home prices in Hawaii. Limits are adjusted annually by HUD based on local market data.
Do FHA loans require a special inspection for Hawaii termites?
Yes FHA requires a wood destroying organism inspection for properties in Hawaii. The inspection must be done by a licensed Hawaii pest control company. If termite damage is found the lender may require repairs before closing.
Can I use an FHA loan for a condominium in Honolulu?
Yes but the condo complex must be on the FHA approved condominium list. Many Honolulu condos are not approved due to HOA rules or investor concentration. A specialist can check the HUD database and help with spot approval for eligible units.