Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 19 fha loan specialists in Kailua-Kona, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alena Griffey at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
(808) 936-1571
nfmlending.com
Jamaica Canas at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
(808) 443-1668
nfmlending.com
Big Island Mortgages by Doug Mallardi
76-6190 Plumeria Rd, Kailua-Kona, HI 96740
(808) 333-4341
bigislandmortgages.com
Guild Mortgage - Travis Green
75-167 Hualalai Rd Suite 101-e, Kailua-Kona, HI 96740
(808) 333-6790
branches.guildmortgage.com
Mana Canon at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
(808) 315-0065
nfmlending.com
Guild Mortgage - Len Pagan
75-167 Hualalai Rd 101 B, Kailua-Kona, HI 96740
(808) 275-6898
branches.guildmortgage.com
Guild Mortgage - Christina Alves
75-167F Hualalai Rd Suite 101 O-8, Kailua-Kona, HI 96740
(808) 896-3208
branches.guildmortgage.com
Big Island Lending Group
75-5929 Ali‘i Dr, Kailua-Kona, HI 96740
(808) 327-1969
bigislandlending.com
Guild Mortgage - Jessica Brown
75-167 Hualalai Rd 101 B, Kailua-Kona, HI 96740
(808) 937-6392
branches.guildmortgage.com
Dennis Uldricks at Rate (NMLS #372264)
75-5722 Kuakini Hwy Suite 205, Kailua-Kona, HI 96740
(808) 466-3291
rate.com
Herbert Mortgage Team powered by Apex Home Mortgage
75-5737 Kuakini Hwy #104b, Kailua-Kona, HI 96740
(808) 747-6152
herbertmortgage.com
Premier Mortgage Resources Kailua Kona
75-5591 Palani Rd #3002, Kailua-Kona, HI 96740
(808) 938-4664
pmrloans.com
NFM Lending - Hawaii
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
(949) 554-2616
nfmlending.com
What Does a FHA Loan Specialist in Kailua-Kona Cost?
Typical costs for an FHA loan specialist in Hawaii include an origination fee of 1% to 1.5% of the loan amount. The upfront mortgage insurance premium is 1.75% of the loan, and annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Appraisal fees in Kailua-Kona often run $600 to $900 due to remote property locations. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Kailua-Kona in 2025?
For 2025, the FHA loan limit for a single-family home in Hawaii County is $1,149,825. This high limit reflects the elevated cost of housing in Hawaii. Limits may vary for duplexes, triplexes, and fourplexes.
Do I need a special license to originate FHA loans in Hawaii?
Yes, all mortgage loan originators in Hawaii must hold a valid state license through the Nationwide Multistate Licensing System. They must also complete annual continuing education specific to Hawaii law. Verify a specialists license on the NMLS Consumer Access website.
What Hawaii specific documents are needed for an FHA loan application?
You will need standard documents like tax returns and pay stubs. For Hawaii, you may also need a leasehold interest disclosure if the property is on leased land. Special documentation applies for properties in lava zones or tsunami evacuation areas.