Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 12 fha loan specialists in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ron Durant
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 753-4622
branches.guildmortgage.com
Guild Mortgage Company
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 263-4622
branches.guildmortgage.com
Guild Mortgage - Cathy Allen
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 228-3322
branches.guildmortgage.com
Guild Mortgage - Gavin Brayce
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 263-8746
branches.guildmortgage.com
Guild Mortgage - Cindy Pagan
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 263-8747
branches.guildmortgage.com
Carolyn Lewis Team - Certified Mortgage Planners
93 N Kainalu Dr Atrium A, Kailua, HI 96734
(808) 379-8507
carolynhomeloans.com
Guild Mortgage - Jessica Takayesu
970 N Kalaheo Ave Suite A304, Kailua, HI 96734
(808) 277-3693
branches.guildmortgage.com
What Does a FHA Loan Specialist in Kailua Cost?
Typical costs for an FHA loan specialist in Hawaii include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Additional costs include appraisal fees of 500 to 800 dollars and title fees of 1,500 to 3,000 dollars. Costs vary by case. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Kailua do?
An FHA loan specialist helps you apply for an FHA insured mortgage. They review your finances, explain FHA requirements, and assist with documentation. In Kailua they also consider local property values and Hawaii specific loan limits.
What are FHA loan limits for Kailua Hawaii?
FHA loan limits for Kailua are based on Honolulu County limits. For 2025 the standard limit is $1,209,750 for a single family home. High cost area limits may apply due to Kailua property values.
Are there Hawaii specific rules for FHA loans?
Yes Hawaii has unique requirements for condominium approvals and leasehold properties. FHA loans in Hawaii also require a valid home inspection and compliance with local building codes. Specialists must follow Hawaii Revised Statutes for mortgage transactions.