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Compare fha loan specialists in Lahaina. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Lahaina, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 2 fha loan specialists in Lahaina, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hawaii Financial Services, LLC.
727 Waine'e St #107, Lahaina, HI 96761
8086675626
Envoy Mortgage - Lahaina, HI
10 Hoohui Rd Suite 301 Suite 301, Lahaina, HI 96761
8088072744
An FHA loan specialist in Lahaina helps buyers navigate government-backed mortgages with lower down payments and flexible credit requirements. In Hawaii, FHA loans are popular due to high property values, and specialists must understand local condominium approval rules. They also guide clients through Hawaii-specific escrow and title processes unique to the islands.
What Does a FHA Loan Specialist in Lahaina Cost?
Typical costs for an FHA loan in Hawaii include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Lahaina generally range from 2 to 5 percent of the purchase price, including appraisal fees around 500 to 700 dollars and title insurance. Note that costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Lahaina?
An FHA loan specialist in Lahaina helps you apply for a Federal Housing Administration insured mortgage. They review your finances, explain Hawaii specific requirements like condominium project approval, and guide you through the loan process from pre approval to closing.
Are there Hawaii specific rules for FHA loans?
Yes. Hawaii has unique condominium project approval rules through HUD, and lenders must verify that the property meets FHA minimum property standards. Also, Hawaii law requires a licensed mortgage loan originator to handle FHA loans in the state.
How long does an FHA loan take to close in Hawaii?
An FHA loan in Hawaii typically takes 30 to 45 days to close. Delays can occur if the property is a condominium needing FHA project approval or if there are title issues common in Hawaii due to leasehold or kuleana land interests.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.