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Find FHA Loan Specialists Near You in Lexington, KY
Browse fha loan specialists serving Lexington, Kentucky. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Lexington, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 20 fha loan specialists in Lexington, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage
1084 E New Circle Rd STE 200, Lexington, KY 40505
8592930411
Lex Lending
2357 Huguenard Dr #100, Lexington, KY 40503
8596991943
Jesse Hardin, Mortgage Lender NMLS #770974
444 Lewis Hargett Cir #220, Lexington, KY 40503
8593610309
Benchmark Mortgage, Brad Hacker
1084 E New Circle Rd STE 200, Lexington, KY 40505
8599775239
Bryan May Stockton Mortgage
220 Lexington Green Cir Suite 500, Lexington, KY 40503
8595395626
David Willoughby, Benchmark Mortgage
1084 E New Circle Rd STE 200, Lexington, KY 40505
8595367643
Racee Greene, Ruoff Mortgage
523 Wellington Way, Lexington, KY 40503
2702402798
Bryan Dollins, Mortgage Loan Originator at Stockton Mortgage
220 Lexington Green Cir Suite 500, Lexington, KY 40503
8593384776
Blake Henderson - Honor Home Loans
505 Wellington Way, Lexington, KY 40503
6066697648
Mark Sammons Mortgage Lender
220 Lexington Green Cir #212, Lexington, KY 40503
8594334558
Anna Pitcock, Ruoff Mortgage
523 Wellington Way, Lexington, KY 40503
2705898260
Honor Home Loans
505 Wellington Way Suite 110, Lexington, KY 40503
8596210169
New American Funding - Blake Henderson
505 Wellington Way Suite 110, Lexington, KY 40503
8595452362
MSI Lending of Lexington
2700 Old Rosebud Rd UNIT 310, Lexington, KY 40509
8592535363
Supreme Lending Lexington
2040 Regency Rd A, Lexington, KY 40503
8595761440
SunLendingUSA
1030 Monarch St STE 330, Lexington, KY 40513
8592330143
Justin Ross-U.S. Bank Mortgage
2020 Nicholasville Rd, Lexington, KY 40503
8592328188
Stockton Mortgage Lexington Green
220 Lexington Green Cir Suite 500, Lexington, KY 40503
8593039879
Walden Mortgage Group
3609 Walden Dr, Lexington, KY 40517
8595144444
Honor Home Loans - Jacob Miller - Kentucky Loan Officer
505 Wellington Way Suite 110, Lexington, KY 40503
8596198624
An FHA loan specialist in Lexington Kentucky can help you navigate the Federal Housing Administration loan process. Kentucky law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Lexington housing market and can guide you through FHA requirements for properties in Fayette County.
What Does a FHA Loan Specialist in Lexington Cost?
Typical costs for an FHA loan specialist in Kentucky include an origination fee of 1% to 2% of the loan amount. Closing costs in Lexington average 3% to 5% of the purchase price. The FHA requires an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lexington do?
An FHA loan specialist helps you apply for an FHA-insured mortgage. They review your credit score, debt-to-income ratio, and down payment options. In Kentucky, they must follow state licensing rules and federal FHA guidelines.
What are the FHA loan limits for Lexington Kentucky in 2025?
For 2025, the FHA loan limit for a single-family home in Fayette County is $498,257. This amount applies to most areas in Kentucky. Higher limits may apply for multi-unit properties.
Do I need a special license to be an FHA loan specialist in Kentucky?
Yes. All mortgage loan originators in Kentucky must hold a valid license from the Kentucky Department of Financial Institutions. They must also register with the Nationwide Multistate Licensing System and complete continuing education each year.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.