Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 18 fha loan specialists in Owensboro, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Bank-Mortgage Loan Officer-Michelle Brown
2701 New Hartford Rd, Owensboro, KY 42303
2706897651
Ruoff Mortgage - Owensboro
234 Frederica St Suite 103, Owensboro, KY 42301
2702402828
Cassie Johnson with Yes Mortgage/Lower
2645 Frederica St Suite 201, Owensboro, KY 42301
2703023802
Elite Mortgage
3943 KY-54, Owensboro, KY 42303
2705702237
Aaron Strawn - Liberty Federal Credit Union
2925 Wimsatt Ct E, Owensboro, KY 42303
2708607679
Lisa O'Nan, Ruoff Mortgage
234 Frederica St, Owensboro, KY 42301
2708602274
Liberty FCU Mortgage | Owensboro
2925 Wimsatt Ct E, Owensboro, KY 42303
8006852085
Honor Home Loans
111 E 3rd St Ste 102, Owensboro, KY 42303
2703161418
U.S. Bank-Mortgage Loan Officer-Elizabeth Frank
U.S. Bank Area Served, Owensboro, KY 42303
2706913791
U.S. Bank-Mortgage Loan Officer-Michael Mayland
U.S. Bank Area Served, Owensboro, KY 42303
2706913434
Chris D. Roberts, NMLS #415560
2645 Frederica St Ste. 101, Owensboro, KY 42301
2705700791
Vizion Mortgage LLC
3032 Alvey Park Dr W Ste 600, Owensboro, KY 42303
2702282000
U.S. Bank-Mortgage Loan Officer-Eric Bruer
U.S. Bank area served, Owensboro, KY 42303
9137257305
U.S. Bank-Mortgage Loan Officer-Elliot Dale
U.S. Bank area served, Owensboro, KY 42303
9137257134
U.S. Bank-Mortgage Loan Officer-Gerardo Tirado Perez
U.S. Bank Area Served, Owensboro, KY 42303
2706913594
U.S. Bank-Chad Pierce-Mortgage Loan Officer
2701 New Hartford Rd, Owensboro, KY 42303
2706913900
U.S. Bank-Mortgage Loan Officer-Jeremiah Johnson
3151 Highland Pointe Dr, Owensboro, KY 42303
2706897913
Mark Gentry - First Commonwealth Mortgage
234 Frederica St, Owensboro, KY 42301
2703166597
What Does a FHA Loan Specialist in Owensboro Cost?
Typical costs for an FHA loan in Kentucky include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan terms. Closing costs in Owensboro generally range from 3% to 5% of the purchase price. These costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Owensboro do?
An FHA loan specialist guides borrowers through the FHA loan process including pre-approval application and closing. They help Owensboro residents understand Kentucky specific requirements like property appraisal standards and local housing market conditions.
What are the FHA loan limits for Owensboro Kentucky in 2025?
For 2025 the FHA loan limit for a single-family home in Daviess County is $498,257. This limit applies to most Owensboro properties and may be higher for multi-unit homes.
How long does the FHA loan process take in Kentucky?
The typical FHA loan process in Kentucky takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal or if additional documentation is needed.