Compare FHA Loan Specialists in Pikeville, KY
Looking for a fha loan specialist in Pikeville? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Kentucky before hiring.
Showing 17 fha loan specialists in Pikeville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Pikeville Cost?
Typical costs for an FHA loan in Kentucky include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Pikeville usually range from 3 to 5 percent of the loan amount. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the down payment requirements for an FHA loan in Pikeville Kentucky?
FHA loans require a minimum down payment of 3.5 percent of the purchase price. This applies to all FHA loans in Kentucky including those in Pikeville. The down payment can come from gifts or approved assistance programs.
Are there Kentucky specific laws for FHA loans in Pikeville?
Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. FHA loans in Pikeville must also comply with Kentucky property disclosure laws and local flood zone requirements.
How long does it take to close an FHA loan in Pikeville Kentucky?
Typical FHA loan closings in Kentucky take 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet FHA minimum property standards. Local appraisers in Pike County are familiar with these requirements.