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Looking for a fha loan specialist in St Matthews? Review the directory below to compare your options.
2 agents listed
Updated May 2026
St Matthews, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 2 fha loan specialists in St Matthews, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Borrowers Choice Mortgage
231 Breckenridge Ln # 202D, St Matthews, KY 40207
5028962616
HomeShield Mortgage, LLC
159 St Matthews Ave #3, St Matthews, KY 40207
5025487154
An FHA loan specialist in St Matthews, Kentucky can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular in the Louisville metro area due to lower down payment requirements. Kentucky law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in St Matthews Cost?
Typical costs for an FHA loan in Kentucky include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, and an annual MIP of 0.15 to 0.75 percent depending on loan term and down payment. Closing costs in St Matthews often range from 2 to 5 percent of the purchase price. Lender fees can vary from $500 to $1,500. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in St Matthews Kentucky?
Borrowers must have a minimum credit score of 580 for a 3.5 percent down payment or 500 for 10 percent down. The property must meet FHA appraisal standards and be your primary residence. Kentucky specific rules may apply regarding property taxes and insurance escrow accounts.
How do I find an FHA loan specialist in St Matthews?
You can search the NMLS Consumer Access database to verify a loan originators license in Kentucky. Local lenders in St Matthews often specialize in FHA loans for first time homebuyers. Ask about their experience with Kentucky specific programs like the Kentucky Housing Corporation down payment assistance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.