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Compare fha loan specialists in Farmington Hills. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Farmington Hills, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 17 fha loan specialists in Farmington Hills, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kaye Financial Corporation
31100 Northwestern Hwy, Farmington Hills, MI 48334
2485381500
Modern Mortgage Financial
34705 W 12 Mile Rd #311, Farmington Hills, MI 48331
8005368595
Innovation Mortgage
30445 Northwestern Hwy Suite 300, Farmington Hills, MI 48334
2487201032
Quick Mortgage Funding
30600 Northwestern Hwy Ste 105, Farmington Hills, MI 48334
2482391919
MMS Mortgage Services, Ltd.
38275 W 12 Mile Rd #100, Farmington Hills, MI 48331
2487165960
Eagle Home Financial, LLC.
29630 Orchard Lake Rd, Farmington Hills, MI 48334
2485390900
Frankiewicz Financial
33966 W 8 Mile Rd Ste 101, Farmington Hills, MI 48335
3137012771
Atlantis Mortgage
30110 Orchard Lake Rd, Farmington Hills, MI 48334
2489856000
Regal Home Lending
25882 Orchard Lake Rd L-11, Farmington Hills, MI 48336
2486903506
True Financial Lending
31555 W 14 Mile Rd, Farmington Hills, MI 48334
3134027738
Home Loan Planners - Mike Hajjar
31731 Northwestern Hwy Suite 115E, Farmington Hills, MI 48334
2489710966
First Mortgage Solutions, LLC
35870 Seminary Ridge, Farmington Hills, MI 48331
2488265500
Jake Slobin
30002 W 12 Mile Rd, Farmington Hills, MI 48334
2483207079
Northgate mortgage
31700 W 12 Mile Rd, Farmington Hills, MI 48334
8884331448
First Mortgage and Loans
30665 Northwestern Hwy Suite 185, Farmington Hills, MI 48334
8008402047
Smart Lending Group LLC
31513 Northwestern Hwy, Farmington Hills, MI 48334
2484362722
Regal FHA Home Loans Detroit
25882 Orchard Lake Rd Ste L-9, Farmington Hills, MI 48336
8003448090
An FHA loan specialist in Farmington Hills Michigan helps homebuyers secure government-backed mortgages with lower down payments. Michigan law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System. These specialists guide clients through FHA guidelines including property appraisal standards and debt-to-income ratios.
What Does a FHA Loan Specialist in Farmington Hills Cost?
Typical costs for an FHA loan in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Closing costs in Farmington Hills range from 2 to 5 percent of the purchase price. Other fees include appraisal costs around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Farmington Hills Michigan?
For 2024 the FHA loan limit for Oakland County including Farmington Hills is $498,257 for a single-family home. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the U.S. Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Michigan?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with 10 percent down. Michigan lenders may have their own overlays requiring higher scores.
How long does FHA loan approval take in Farmington Hills?
FHA loan approval in Michigan usually takes 30 to 45 days from application to closing. This timeline includes appraisal underwriting and final approval. Delays can occur if additional documentation is needed or if the property requires repairs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.