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FHA Loan Specialists in Ferndale, MI

Browse fha loan specialists serving Ferndale, Michigan. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Ferndale, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 3 fha loan specialists in Ferndale, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
David Wechsler @ The Mortgage Consultant
1603 E 9 Mile Rd, Ferndale, MI 48220
(248) 514-3489 uhm.com
Lamar Mortgage Group, LLC
23241 Woodward Ave, Ferndale, MI 48220
(248) 703-1238 klmg.net
Specialty Mortgage LLC
226 Withington St Unit 8, Ferndale, MI 48220
(313) 614-7248

What Does a FHA Loan Specialist in Ferndale Cost?

Typical costs for FHA loan specialist services in Michigan include an origination fee of 1 to 1.5 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Ferndale usually total 3 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Ferndale?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. They guide you through Michigan specific requirements like property appraisal standards and minimum property condition rules.
What are FHA loan limits for Ferndale Michigan?
FHA loan limits for Ferndale Michigan are based on Oakland County limits. For 2024 the single family home limit is 498,257 dollars. Limits may change annually so check with a specialist for current figures.