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Find FHA Loan Specialists Near You in Lowell, MI

Looking for a fha loan specialist in Lowell? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Lowell, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 3 fha loan specialists in Lowell, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
West Michigan Mortgage - Megan Ostrander
318 E Main St Suite A, Lowell, MI 49331
(616) 329-7962 facebook.com
Fifth Third Mortgage - Clinton Forester
11915 Fulton St E, Lowell, MI 49331
(616) 292-7111 mortgageadvisors.53.com
Bryant Ellam, Mortgage Loan Originator, LMCU, NMLS# 1070665
2350 W Main St, Lowell, MI 49331
(800) 242-9790 lmcu.org

What Does a FHA Loan Specialist in Lowell Cost?

Typical costs for an FHA loan in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Lowell generally range from 3 to 5 percent of the purchase price. Lenders may charge origination fees between 0.5 and 1.5 percent. These costs vary by lender and borrower circumstances. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Lowell Michigan?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Michigan lenders may have their own overlays so requirements can vary.
Are there Michigan-specific rules for FHA loans?
Michigan follows standard FHA guidelines but state law requires lenders to provide certain disclosures. For example Michigan has specific rules about prepayment penalties and foreclosure timelines. An FHA specialist in Lowell can explain how these apply to your loan.

FHA Loan Specialists in Other Michigan Cities

Ada · Adrian · Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Berkley · Bingham Farms · Birmingham · Bloomfield Hills · Bloomfield Township · Brighton · Brownstown Township · Byron Center

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Michigan.

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