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FHA Loan Specialists in Shelby Township, MI

Compare fha loan specialists in Shelby Township. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Shelby Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 14 fha loan specialists in Shelby Township, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CAPITAL LENDING, INC.
7875 24 Mile Rd #200, Shelby Township, MI 48316
5867865500
Guaranteed Rate
51315 Mound Rd, Shelby Township, MI 48316
2484950654
Jenniffer Bott - Mortgage 1 - NMLS 1720026
45679 Village Blvd, Shelby Township, MI 48315
5869241025
Next Chapter Financial
2338 Auburn Rd, Shelby Township, MI 48317
5867887871
Elementary Lending
45693 Hayes Rd, Shelby Township, MI 48315
8332277596
Mortgage 1 - Kee
45679 Village Blvd, Shelby Township, MI 48315
5862545711
Mortgages With Diana
48733 Golden Oaks Ln, Shelby Township, MI 48317
3135250531
Mortgage Xperts
50706 Van Dyke Ave, Shelby Township, MI 48317
5863004500
Scope Mortgage Group LLC
14140 Wayford Run, Shelby Township, MI 48315
2488087596
James Lutz NMLS ID #871438 of Mortgage 1 Inc - Keystone Branch
45581 Village Blvd, Shelby Township, MI 48315
5863620125
Homesite Mortgage
13001 23 Mile Rd STE 101, Shelby Township, MI 48315
5869482600
Julie Krumholz - Michigan Mortgage Lender NMLS #130833
47686 Van Dyke Ave, Shelby Township, MI 48317
5863825482
Nick Masouras at Rate (NMLS #984676)
51315 Mound Rd, Shelby Township, MI 48316
7733600773
Mortgage 1 - Keystone Branch
45581 Village Blvd, Shelby Township, MI 48315
5867372070

FHA loan specialists in Shelby Township Michigan help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand the specific property value trends and inspection requirements for Macomb County homes.

What Does a FHA Loan Specialist in Shelby Township Cost?

Typical costs for an FHA loan in Michigan include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent depending on loan terms. Closing costs in Shelby Township usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Shelby Township do?
An FHA loan specialist guides you through the FHA mortgage process including pre-approval documentation and property appraisal. They ensure your loan meets HUD guidelines and Michigan specific requirements like the State Housing Development Authority programs.
What are the FHA loan limits for Shelby Township Michigan?
For 2024 the FHA loan limit for a single-family home in Macomb County is $498,257. This amount can change annually based on median home prices in the area.