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FHA Loan Specialists in Traverse City, MI

Browse fha loan specialists serving Traverse City, Michigan. Contact information and addresses listed below.

19 agents listed
Updated June 2026
Traverse City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 19 fha loan specialists in Traverse City, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
F5 Mortgage LLC
1283 Farmington Dr, Traverse City, MI 49696
(248) 278-4043 f5mortgage.com
OneTrust Home Loans - Northern Michigan
697 Hannah Ave Ste C, Traverse City, MI 49686
(231) 486-5446 onetrusthomeloans.com
Treadstone Funding
310 W Front St # 207, Traverse City, MI 49684
(231) 283-5610 treadstonemortgage.com
45 North Lending
236 1/2 E Front St Suite 2, Traverse City, MI 49684
(231) 649-1992 45northlending.com
Versatile Mortgage L.L.C.
810 S Garfield Ave A, Traverse City, MI 49686
(231) 946-2202 versatilemortgagellc.com
Arch North at CrossCountry Mortgage
434 E Front St, Traverse City, MI 49686
(231) 346-4110 archmortgagenorth.com
Shannon Mars - Union Home Mortgage - NMLS 2014314
12935 S W Bay Shore Dr #310, Traverse City, MI 49684
(231) 342-0391 uhm.com
Corey Phelps at Rate (NMLS #139344)
423 E Eighth St suite b, Traverse City, MI 49686
(231) 360-7283 rate.com
Marty Siklich - NMLS ID 137305
1212 Veterans Dr Ste 203, Traverse City, MI 49684
(231) 932-9486
Genisys Mortgage Professionals
310 W Front St Suite 101G, Traverse City, MI 49684
(231) 944-2658 genisysmortgage.com
Todd Jarrold - OneTrust Home Loans Northern Michigan
697 Hannah Ave Ste C, Traverse City, MI 49686
(517) 490-9364 toddjarrold.com
Union Home Mortgage
12935 S W Bay Shore Dr #310, Traverse City, MI 49684
(231) 252-0590 uhm.com
Sue Farrar - Churchill Mortgage, NMLS 849222
1212 Veterans Dr Ste 203, Traverse City, MI 49684
(615) 878-5100 churchillmortgage.com
GreenStone Farm Credit Services
3491 Hartman Rd, Traverse City, MI 49685
(231) 946-5710 greenstonefcs.com
Traverse City Mortgage
314 S Union St, Traverse City, MI 49684
(231) 933-9400 traversecitymortgage.net
Rate
423 E Eighth St suite b, Traverse City, MI 49686
(773) 969-5639 rate.com
Anna Courtade, Mortgage Loan Originator, LMCU, NMLS# 2152585
310 E Front St, Traverse City, MI 49684
(231) 714-8067 lmcu.org
Traverse City Michigan Mortgage | Kirby & Angie MLO | Conventional | FHA | VA | Jumbo | Arch Mortgage - North
1396 Douglas Dr Ste 22a, Traverse City, MI 49686
(616) 581-6123 northernmichiganmortgage.com
Churchill Mortgage - Traverse City
1212 Veterans Dr Ste 203, Traverse City, MI 49684
(231) 237-8229 churchillmortgage.com

An FHA loan specialist in Traverse City Michigan helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular in northern Michigan due to lower down payment requirements and flexible credit standards. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Traverse City Cost?

Typical costs for an FHA loan specialist in Traverse City include an origination fee of 1 to 2 percent of the loan amount. Third party costs such as appraisal title insurance and credit report fees total between 3000 and 6000 dollars. Michigan law requires lenders to provide a Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum down payment for an FHA loan in Traverse City?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there Michigan specific limits for FHA loans in Traverse City?
Yes FHA loan limits vary by county. For 2024 the FHA loan limit for a single family home in Grand Traverse County is 498257 dollars. This limit is set annually by the Department of Housing and Urban Development.