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FHA Loan Specialists in West Bloomfield Township, MI

Browse fha loan specialists serving West Bloomfield Township, Michigan. Contact information and addresses listed below.

2 agents listed
Updated May 2026
West Bloomfield Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 fha loan specialists in West Bloomfield Township, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Best Interest
6960 Orchard Lake Rd #304, West Bloomfield Township, MI 48322
5865444101
365 Lending, LLC
6230 Orchard Lake Rd STE 115, West Bloomfield Township, MI 48322
8333823338

An FHA loan specialist in West Bloomfield Township Michigan can help you navigate federal mortgage insurance programs and Michigan specific lending rules. These professionals assist with FHA loans which require a minimum down payment of 3.5 percent and a credit score of at least 580. Michigan law does not impose additional state level FHA restrictions but local property tax assessments and insurance costs can affect your loan approval.

What Does a FHA Loan Specialist in West Bloomfield Township Cost?

Typical costs for an FHA loan specialist in Michigan include an origination fee of 1 to 2 percent of the loan amount. For a $300,000 loan this fee would be $3,000 to $6,000. Other costs include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance of 0.55 to 0.85 percent. Closing costs in Michigan average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for West Bloomfield Township Michigan?
For 2024 the FHA loan limit for Oakland County including West Bloomfield Township is $498,257 for a single family home. This limit is set by the Department of Housing and Urban Development and applies to standard FHA loans.
Do I need a special license to be an FHA loan specialist in Michigan?
Yes FHA loan specialists in Michigan must hold a mortgage loan originator license from the Michigan Department of Insurance and Financial Services. They must also complete annual continuing education and pass a criminal background check.
Can I use an FHA loan to buy a condo in West Bloomfield Township?
Yes but the condo complex must be on the FHA approved condominium list. Many West Bloomfield Township complexes are approved but you should verify with your loan specialist before making an offer.