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Browse fha loan specialists serving Blue Springs, Missouri. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Blue Springs, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 6 fha loan specialists in Blue Springs, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans - John Gieras
1900 NW S Outer Rd Suite 110, Blue Springs, MO 64015
8163733232
Supreme Lending
1200 NW S Outer Rd Suite 101, Blue Springs, MO 64015
8163733232
New American Funding - Blue Springs, MO
1204 W Main St, Blue Springs, MO 64015
8162536637
Heritage MortgageKC, llc
509 NW 5th St Suite 100, Blue Springs, MO 64014
8166789283
Homebridge
1201 NW North Ridge Dr STE A, Blue Springs, MO 64015
8163187975
Lucas Elsberry-U.S. Bank Mortgage
1500 SW State Rte 7, Blue Springs, MO 64014
8163855644
An FHA loan specialist in Blue Springs, Missouri helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Missouri law requires all mortgage loan originators to be licensed through the Missouri Division of Finance. Blue Springs residents often use FHA loans to purchase homes in Jackson County, where the median home price is around $280,000.
What Does a FHA Loan Specialist in Blue Springs Cost?
Typical costs for an FHA loan specialist in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual MIP of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price, including appraisal fees around $500 to $700 and origination fees up to 1 percent. Actual costs vary by lender, loan size, and borrower qualifications. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Blue Springs?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and underwriting. They ensure the property meets FHA minimum property standards and that the borrower qualifies under FHA guidelines. Specialists also help with Missouri-specific requirements like property tax escrows.
What are the FHA loan limits for Blue Springs Missouri?
For 2025, the FHA loan limit for a single-family home in Jackson County, including Blue Springs, is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Borrowers should confirm current limits with their specialist as they can change annually.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.