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Compare fha loan specialists in Carthage. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Carthage, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 16 fha loan specialists in Carthage, MO
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An FHA loan specialist in Carthage, Missouri helps homebuyers navigate Federal Housing Administration loans, which are popular for their low down payment requirements. Missouri law requires all mortgage loan originators to be licensed through the Missouri Division of Finance. Carthage residents often use FHA loans for purchasing single-family homes in Jasper County.
What Does a FHA Loan Specialist in Carthage Cost?
Typical costs for FHA loan services in Missouri include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85%. Lender origination fees range from 0.5% to 1.5% of the loan amount. Third-party costs such as appraisal fees in Carthage are usually $500 to $700. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Carthage Missouri?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, down payment assistance, and property eligibility in Carthage and surrounding areas.
What are the FHA loan limits for Carthage Missouri?
For 2025, the FHA loan limit for a single-family home in Jasper County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to most standard FHA loans.
Do I need a special license to be an FHA loan specialist in Missouri?
Yes, all mortgage loan originators in Missouri must hold a valid license through the Nationwide Multistate Licensing System and the Missouri Division of Finance. This ensures they meet state education and background check requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.