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Directory of fha loan specialists in Festus, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Festus, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 11 fha loan specialists in Festus, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
758 S Truman Blvd, Festus, MO 63028
6369339475
Sun Loan Company
800 S Truman Blvd, Festus, MO 63028
6369370040
USA Mortgage
1115 W Gannon Dr, Festus, MO 63028
6363855232
Heights Finance
354 Festus Centre Dr, Festus, MO 63028
6369379700
Hancock Mortgage - Mary C. Baragary
114 E Main St REAR, Festus, MO 63028
3146069436
Jaimie Stockbarger-USA Mortgage
1115 W Gannon Dr, Festus, MO 63028
3149722386
Ozarks Federal Savings & Loan
643 N Creek Dr, Festus, MO 63028
6369377687
Flat Branch Home Loans
380 Festus Centre Dr, Festus, MO 63028
6364894026
Eric Neal-USA Mortgage
1115 W Gannon Dr, Festus, MO 63028
6185812328
Guild Mortgage Company
116 E Beffa St, Festus, MO 63028
6366381501
Mortgage, Bank of America
998 E Gannon Dr, Festus, MO 63028
6363372354
An FHA loan specialist in Festus Missouri can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular among first time home buyers and those with lower credit scores. Missouri law requires all mortgage loan originators to be licensed through the Missouri Division of Finance, and a local specialist understands the specific housing market in Jefferson County.
What Does a FHA Loan Specialist in Festus Cost?
Typical costs for an FHA loan specialist in Missouri include an origination fee of up to 1 percent of the loan amount, plus third party fees for appraisal and credit report. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums range from 0.15 to 0.75 percent depending on the loan term and down payment. These costs vary by lender and your specific financial situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Festus do?
An FHA loan specialist helps you complete a mortgage application for an FHA insured loan. They review your credit history, income, and debt to ensure you meet FHA guidelines. They also explain the required upfront mortgage insurance premium and annual premiums specific to FHA loans.
What are the FHA loan limits for Festus Missouri?
For 2025, the FHA loan limit for a single family home in Jefferson County Missouri is $498,257. This amount is set by the Department of Housing and Urban Development and may change each year. A local specialist can confirm the current limit for your specific property type.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.