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Browse fha loan specialists serving Cape Girardeau, Missouri. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Cape Girardeau, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 17 fha loan specialists in Cape Girardeau, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
2143 Independence St Ste 104, Cape Girardeau, MO 63703
5733391342
World Finance
440 S Mt Auburn Rd Suite 105, Cape Girardeau, MO 63703
5733397883
Empire Finance of Cape Girardeau
1020 N Kingshighway St # A, Cape Girardeau, MO 63701
5736516576
Mutual of Omaha Mortgage
3065 William St #408, Cape Girardeau, MO 63701
5735650018
Guild Mortgage - Marnie Mitchell
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
5732035492
The Dave Weston Group/Hallmark Home Mortgage powered by Fairway Home
1021 Kingsway Dr Unit 11-C, Cape Girardeau, MO 63701
5736159944
Fairway Independent Mortgage Corporation
1021 Kingsway Dr Unit 11-C, Cape Girardeau, MO 63701
5736519008
Amber Lusk - The Mortgage Place
2511 Independence St #400, Cape Girardeau, MO 63703
5735769985
The Mitchell Mortgage Team - Guild Mortgage
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
5732035492
David Weston | Fairway Independent Mortgage Corporation Branch Manager
1021 Kingsway Dr Unit 11-C, Cape Girardeau, MO 63701
5735873380
Sharon Burton - Mortgage Broker
121 S Broadview St #6, Cape Girardeau, MO 63703
5733823441
Southern Bank: Tonya Moore
380 N Kingshighway St, Cape Girardeau, MO 63701
5736514121
Southern Bank: Brian Rivenburgh
3168 William St, Cape Girardeau, MO 63703
5733317100
Classic Home Loans
338 Broadway St suite 326, Cape Girardeau, MO 63701
5735107770
Guild Mortgage - Gabe Hackman
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
6363570456
Suzy Glasscock-U.S. Bank Mortgage
325 N Kingshighway St, Cape Girardeau, MO 63701
5739865074
Guild Mortgage Company
1200 N Kingshighway St Suite 201, Cape Girardeau, MO 63701
5732035492
FHA loan specialists in Cape Girardeau, Missouri help borrowers navigate Federal Housing Administration loans, which are popular for first-time homebuyers and those with lower credit scores. Missouri law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Cape Girardeau specialists are familiar with local housing market conditions and can guide you through the FHA loan process from application to closing.
What Does a FHA Loan Specialist in Cape Girardeau Cost?
FHA loan specialist fees in Missouri typically range from 0.5 percent to 1.5 percent of the loan amount, though some specialists may charge a flat fee between 500 and 2,000 dollars. You may also pay for an FHA appraisal, which costs 400 to 700 dollars in Cape Girardeau. Additional costs include the upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and annual mortgage insurance premiums (MIP). This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Cape Girardeau?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and complete the application process. They also advise on down payment assistance programs available in Missouri, such as the Missouri Housing Development Commission (MHDC) programs.
What are the basic FHA loan requirements in Missouri?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA appraisal standards and be your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.