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Browse fha loan specialists serving Imperial, Missouri. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Imperial, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 12 fha loan specialists in Imperial, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Imperial, Missouri can help you navigate the Federal Housing Administration loan process. These loans are popular in Jefferson County due to lower down payment requirements and flexible credit guidelines. Missouri law requires all mortgage loan originators to be licensed through the Missouri Division of Finance.
What Does a FHA Loan Specialist in Imperial Cost?
Typical costs for an FHA loan in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. For a $200,000 home, closing costs might be $4,000 to $10,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Imperial Missouri?
FHA loan limits for Jefferson County in 2025 are set by the Department of Housing and Urban Development. For a single-family home, the limit is typically around $498,257. A specialist can confirm the exact amount for your property.
Do I need a specific credit score for an FHA loan in Missouri?
Most FHA lenders in Missouri require a minimum credit score of 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may qualify with a 10 percent down payment. Each lender may have stricter requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.