Find FHA Loan Specialists in Kearney, MO
Compare fha loan specialists in Kearney. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Missouri before hiring.
Showing 6 fha loan specialists in Kearney, MO
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What Does a FHA Loan Specialist in Kearney Cost?
Typical costs for an FHA loan in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 1.05 percent depending on loan term and down payment. Closing costs in Kearney average 3 to 5 percent of the purchase price. These costs vary by lender and loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Kearney Missouri?
For 2024 the FHA loan limit for a single-family home in Clay County is $498,257. This limit applies to most areas in the Kansas City region including Kearney.
Do I need a minimum credit score for an FHA loan in Missouri?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify with a 10 percent down payment. Missouri lenders may have their own overlays.
Are there specific property requirements for FHA loans in Kearney?
Yes the property must meet FHA minimum property standards and an FHA-approved appraiser must inspect it. In Missouri the home must also comply with local building codes in Clay County.