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Find FHA Loan Specialists in Lake St Louis, MO

Directory of fha loan specialists in Lake St Louis, Missouri. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Lake St Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 2 fha loan specialists in Lake St Louis, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Integrity Mortgage Services-Tom Lubiewski
3401 Technology Dr Suite #140, Lake St Louis, MO 63367
3147804800
First American Mortgage
1000 Lake St Louis Blvd, Lake St Louis, MO 63367
6365613333

An FHA loan specialist in Lake St Louis Missouri can help you navigate the process of obtaining a government-backed mortgage. These loans are popular among first-time homebuyers and those with lower credit scores. Missouri law requires all mortgage loan originators to be licensed with the Missouri Division of Finance.

What Does a FHA Loan Specialist in Lake St Louis Cost?

FHA loan specialist fees in Missouri typically range from 1 to 2 percent of the loan amount. This includes origination fees and processing costs. Additional costs may include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Costs vary by lender and borrower situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Lake St Louis?
An FHA loan specialist helps borrowers understand FHA loan requirements and guides them through the application process. They assist with documentation and ensure the loan meets FHA standards. Specialists in Lake St Louis are familiar with local property values and Missouri regulations.
What are the FHA loan limits for St Charles County Missouri?
For 2024 the FHA loan limit for a single-family home in St Charles County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to Lake St Louis. Higher limits apply for multi-unit properties.