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Browse fha loan specialists serving St. Louis, Missouri. Contact information and addresses listed below.
20 agents listed
Updated May 2026
St. Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 20 fha loan specialists in St. Louis, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
12140 Woodcrest Executive Dr #150, St. Louis, MO 63141
3146282000
First Integrity Team of Supreme Lending
1807 Park 270 Dr Ste. 265, St. Louis, MO 63146
3148787900
Golden Oak Lending
11737 Administration Dr, St. Louis, MO 63146
3145674653
New American Funding - St Louis - Olive, MO
12312 Olive Blvd Suite 240, St. Louis, MO 63141
3142746312
Better Rate Mortgage - Mortgage Lender
1118 Hampton Ave, St. Louis, MO 63139
3143619979
Stuart's American Mortgage Corporation St. Louis
9520 Lackland Rd, St. Louis, MO 63114
3144230351
Pinnacle Real Estate Advisor Home Loans
2020 Marconi Ave, St. Louis, MO 63110
3144975037
The Home Loan Expert
1600 S Brentwood Blvd #700, St. Louis, MO 63144
3147819700
Fairway Independent Mortgage Corporation
12125 Woodcrest Executive Dr #330, St. Louis, MO 63141
3145289310
Matt Quinn at Neighborhood Loans (NMLS #1408055)
9812 Manchester Rd, St. Louis, MO 63119
5738224867
PrimeLending, A PlainsCapital Company - St Louis
6 Cardinal Wy Suite 900, Office 60, St. Louis, MO 63102
3145293700
Molly Call - USA Mortgage
13100 Manchester Rd # 100, St. Louis, MO 63131
3143971423
Mortgage Solutions of St. Louis
9849 Manchester Rd, St. Louis, MO 63119
3149639648
David Luxton -USA Mortgage
12140 Woodcrest Executive Dr #150, St. Louis, MO 63141
3145783949
Bob Rutledge, Mortgage Lender NMLS #297044
12312 Olive Blvd Suite 240, St. Louis, MO 63141
3149139678
Derek Jackson-USA Mortgage
12140 Woodcrest Executive Dr #150, St. Louis, MO 63141
3143753613
New American Funding - Brandon Smith
10024 Office Center Ave Ste. 200, St. Louis, MO 63128
3144718509
Guild Mortgage - Zoran Ponjevic
4643 Gravois Ave, St. Louis, MO 63116
3143533000
Brennan Anderson MLO
111 W Port Plaza Dr # 130, St. Louis, MO 63146
6367950409
Nichols & Co. Mortgage Advisors
4303 McPherson Ave, St. Louis, MO 63108
3147898999
An FHA loan specialist in St. Louis Missouri helps homebuyers navigate FHA insured mortgages which require lower down payments. Missouri law follows federal FHA guidelines but local property tax and insurance costs affect loan limits. Specialists can explain how St. Louis city and county differ in maximum loan amounts and closing cost rules.
What Does a FHA Loan Specialist in St. Louis Cost?
Typical costs for an FHA loan specialist in Missouri include an origination fee of 1 to 2 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront plus 0.55 percent annually. Appraisal fees in St. Louis range from $500 to $700. Closing costs total 3 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in St. Louis?
An FHA loan specialist guides borrowers through the FHA loan process including credit score requirements and down payment assistance programs. In Missouri they help with local lender options and property eligibility checks. They also explain Missouri specific rules like the state mortgage recording tax.
What are the minimum credit score and down payment for an FHA loan in Missouri?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. With a score between 500 and 579 a 10 percent down payment is needed. Missouri does not add state specific credit requirements beyond federal FHA rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.