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Directory of fha loan specialists in Camillus, New York. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Camillus, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 fha loan specialists in Camillus, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pete Caspari- Movement Mortgage
3791 Milton Ave Suite 1, Camillus, NY 13031
3152471394
Valerie Cushman
3791 Milton Ave, Camillus, NY 13031
3153824619
Lori Harrington, Howard Hanna Real Estate
5110 Genesee St, Camillus, NY 13031
3157273406
Howard Hanna Camillus
5110 W Genesee St, Camillus, NY 13031
3154870040
Connell Financial Group LLC
5105 Genesee St, Camillus, NY 13031
3154880901
FHA loan specialists in Camillus help homebuyers navigate Federal Housing Administration loans. New York law requires lenders to provide a good faith estimate and a mortgage servicing disclosure. These loans are popular in the Syracuse metro area for first-time buyers and those with lower credit scores.
What Does a FHA Loan Specialist in Camillus Cost?
Typical costs for an FHA loan in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Camillus usually range from 2 to 5 percent of the purchase price. Attorney fees for a real estate transaction in New York average $1,500 to $3,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for Camillus New York?
For 2024 the FHA loan limit for a single-family home in Onondaga County is $498,257. This limit applies to most areas in Camillus and may be higher for duplexes or triplexes.
What credit score is needed for an FHA loan in New York?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
Are there New York specific requirements for FHA loans?
New York requires lenders to provide a standard disclosure form and a notice of right to cancel within three business days. The state also mandates a mortgage recording tax which varies by county. Onondaga County charges approximately 1.05 percent of the loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.