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Find FHA Loan Specialists Near You in Canandaigua, NY
Compare fha loan specialists in Canandaigua. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Canandaigua, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 15 fha loan specialists in Canandaigua, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Brent J Ascroft, AAMS®
23 Coach St Suite 1A, Canandaigua, NY 14424
5853943504
Chase Home Lending
130 S Main St, Canandaigua, NY 14424
3327993508
Canandaigua Mortgage Company
72 S Main St, Canandaigua, NY 14424
5853949100
Fairport Mortgage
502 S Main St Suite C, Canandaigua, NY 14424
5853052470
Sheppard Mosher Independent Wealth Management
2525 NY-332, Canandaigua, NY 14424
5853960926
Jennifer Doran
5297 Parkside Dr Suite A, Canandaigua, NY 14424
5089393757
An FHA loan specialist in Canandaigua New York helps home buyers and homeowners navigate FHA insured mortgage programs. New York law requires all mortgage loan originators to be licensed through the New York State Department of Financial Services. Local specialists understand Ontario County property values and can guide you through FHA appraisal and underwriting requirements.
What Does a FHA Loan Specialist in Canandaigua Cost?
Typical costs for FHA loan specialist services in New York include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.55 to 0.85 percent of the loan balance. Additional costs may include appraisal fees of 400 to 700 dollars and credit report fees of 30 to 50 dollars. These numbers are general estimates. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Canandaigua do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They review your credit, income, and property details to determine eligibility. They also explain New York specific requirements like the state mortgage recording tax.
What are the FHA loan limits for Canandaigua New York?
For 2024 the FHA loan limit for a single family home in Ontario County is 498,257 dollars. Limits are set by the U.S. Department of Housing and Urban Development and vary by county. A local specialist can confirm the current limit for your property type.
Do I need a special license to work with an FHA loan specialist in New York?
Yes, New York requires all mortgage loan originators to hold a valid license from the New York State Department of Financial Services. You can verify a specialists license through the NMLS Consumer Access website. Working with a licensed professional ensures compliance with state regulations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.