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Find FHA Loan Specialists Near You in Floral Park, NY
Looking for a fha loan specialist in Floral Park? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Floral Park, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 fha loan specialists in Floral Park, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Canyon Mortgage - Floral Park
16 Verbena Ave, Floral Park, NY 11001
5165198363
United Mortgages of Amer Inc
24732 Jericho Tpke, Floral Park, NY 11001
5163543030
East Coast Capital Corporation
270 Jericho Tpke # 3, Floral Park, NY 11001
5163586500
Betbanc Inc
99 Tulip Ave # 206, Floral Park, NY 11001
5163263535
Home Funding Llc
110 Jericho Tpke #2, Floral Park, NY 11001
5162161987
Chase Mortgage
15 Verbena Ave, Floral Park, NY 11001
5163557879
An FHA loan specialist in Floral Park, New York helps home buyers navigate federally insured mortgages with lower down payments. New York State law requires all mortgage loan originators to be licensed through the Department of Financial Services. These specialists guide clients through FHA guidelines, local property taxes, and closing procedures specific to Nassau County.
What Does a FHA Loan Specialist in Floral Park Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Floral Park generally total 2% to 5% of the purchase price, including title insurance, appraisal fees, and attorney fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Floral Park in 2025?
For 2025, the FHA loan limit for a single-family home in Nassau County, including Floral Park, is $1,149,825. This high limit reflects the area's elevated home prices. Limits may change annually based on median home values.
Do I need a special license to be an FHA loan specialist in New York?
Yes, all mortgage loan originators in New York must hold a valid license from the New York State Department of Financial Services under Article 12-D of the Banking Law. This includes completing pre-licensing education and passing a background check.
How long does the FHA loan process take in New York?
The typical FHA loan process in New York takes 30 to 45 days from application to closing. Delays can occur due to property appraisal issues or additional documentation required by the lender. New York law requires a three-day right of rescission for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.