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Find FHA Loan Specialists in Glens Falls, NY

Looking for a fha loan specialist in Glens Falls? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Glens Falls, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 4 fha loan specialists in Glens Falls, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Courtney Delaney | NMLS# 812681
3 Warren St, Glens Falls, NY 12801
(518) 791-9886 homesteadfunding.com
Homestead Funding Corp: Bob Wilson | NMLS# 24543
3 Warren St, Glens Falls, NY 12801
(518) 495-0343 homesteadfunding.com
Homestead Funding Corp: Laura Murphy | NMLS#2063409
3 Warren St, Glens Falls, NY 12801
(518) 221-1145 homesteadfunding.com
Homestead Funding Corp. - Glens Falls
5 Warren St Suite 104, Glens Falls, NY 12801
(518) 793-2850 homesteadfunding.com

An FHA loan specialist in Glens Falls, New York can help you navigate the Federal Housing Administration loan process. New York has specific property condition standards and mortgage recording tax requirements that may affect your loan. These specialists guide borrowers through credit requirements, down payment options, and local closing procedures.

What Does a FHA Loan Specialist in Glens Falls Cost?

Typical costs for an FHA loan specialist in New York include an origination fee of 1 to 2 percent of the loan amount, plus third party fees for appraisal, credit report, and title search. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent. In Glens Falls, closing costs generally total 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Glens Falls?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays beyond FHA minimums.
Are there New York specific requirements for FHA loans?
Yes, New York imposes a mortgage recording tax that varies by county. In Warren County, which includes Glens Falls, the tax rate is 1.05 percent of the loan amount for most mortgages. Properties must also meet New York State minimum property standards.
How long does the FHA loan process take in Glens Falls?
The typical FHA loan process takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet FHA appraisal standards. New York law requires a three day right of rescission for refinances.

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