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Looking for a fha loan specialist in Granite Springs? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Granite Springs, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Granite Springs, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
James M Minisolo | Fairway Independent Mortgage Corporation Branch Manager
137 Mahopac Ave 1st Floor, Granite Springs, NY 10527
9142325400
David L Kurtz | Fairway Independent Mortgage Corporation Co-Branch Manager
137 Mahopac Ave 1st Floor, Granite Springs, NY 10527
9142325400
An FHA loan specialist in Granite Springs New York helps homebuyers navigate FHA insured mortgages. These loans are popular in New York due to lower down payment requirements and flexible credit guidelines. A specialist can guide you through New York specific rules such as property condition standards and local appraisal requirements.
What Does a FHA Loan Specialist in Granite Springs Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 to 2 percent of the loan amount. You also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Appraisal fees in Granite Springs range from 500 to 700 dollars. Other costs include title insurance and recording fees which vary by county. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Granite Springs New York?
An FHA loan specialist helps you determine if you qualify for an FHA loan. They assist with the application process and ensure the property meets FHA minimum property standards. They also explain New York specific mortgage recording tax and other local costs.
What are the credit score requirements for an FHA loan in New York?
The minimum FHA credit score is 580 for a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify with a 10 percent down payment. New York lenders may have their own overlays so a specialist can help you find a lender that fits your situation.
Are there income limits for FHA loans in Granite Springs New York?
Yes FHA loans have income limits that vary by county. In Westchester County where Granite Springs is located the limits are adjusted for high cost areas. A specialist can check the current limits for your household size and help you document your income correctly.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.