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Find FHA Loan Specialists Near You in Hauppauge, NY
Looking for a fha loan specialist in Hauppauge? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Hauppauge, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 17 fha loan specialists in Hauppauge, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coltrain Mortgage
140 Fell Ct #101, Hauppauge, NY 11788
6318514420
Embrace Home Loans - Hauppauge, NY
150 Motor Pkwy Suite 219, Hauppauge, NY 11788
8556129398
RCG Mortgage
490 Wheeler Rd #111, Hauppauge, NY 11788
5162466353
Lighthouse Mortgage Corporation
527 Townline Rd # 305, Hauppauge, NY 11788
6313827310
AnnieMac Home Mortgage
888 Veterans Memorial Hwy #505, Hauppauge, NY 11788
An FHA loan specialist in Hauppauge, New York helps homebuyers navigate Federal Housing Administration insured mortgages. New York law requires FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Suffolk County property values and can guide borrowers through New York specific mortgage recording tax requirements.
What Does a FHA Loan Specialist in Hauppauge Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Third party costs such as appraisal and title fees add 2,000 to 5,000 dollars. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hauppauge do?
An FHA loan specialist helps borrowers qualify for FHA insured mortgages. They review credit scores, debt to income ratios, and property eligibility. They also explain New York specific requirements like the mortgage recording tax and property transfer tax.
What are the FHA loan limits for Suffolk County in 2025?
For 2025, the FHA loan limit for a single family home in Suffolk County is $1,149,825. This high limit reflects the area high median home prices. A specialist can confirm the exact limit for your property type.
How long does the FHA loan process take in New York?
The typical FHA loan process in New York takes 30 to 45 days from application to closing. Delays can occur due to appraisal backlogs or title issues. A Hauppauge specialist can help you prepare documents to speed up the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.