Find FHA Loan Specialists Near You in Irvington, NY
Looking for a fha loan specialist in Irvington? Review the directory below to compare your options.
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State Mortgage Licensing Authority of New York before hiring.
Showing 2 fha loan specialists in Irvington, NY
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What Does a FHA Loan Specialist in Irvington Cost?
Typical costs for FHA loan specialist services in New York include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Appraisal fees in Irvington range from $500 to $800. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Irvington do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They ensure compliance with New York State mortgage licensing rules and FHA requirements. They also help you understand local property eligibility in Irvington.
What are the FHA loan limits for Irvington New York?
For 2025, the FHA loan limit for a single-family home in Westchester County, including Irvington, is $1,209,750. This high limit reflects the area median home prices. Limits are updated annually by the U.S. Department of Housing and Urban Development.
Are there New York-specific requirements for FHA loans?
Yes, New York requires FHA loan originators to hold a valid license under New York Banking Law Article 12-D. Borrowers must also meet state-specific disclosure rules and property condition standards. Your specialist will ensure all New York regulations are followed.