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Find FHA Loan Specialists Near You in Irvington, NY
Directory of fha loan specialists in Irvington, New York. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Irvington, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Irvington, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
X-Caliber Capital
3 W Main St, Irvington, NY 10533
8449925423
Chase Home Lending
45-47 Main St, Irvington, NY 10533
2067902686
FHA loan specialists in Irvington, New York help home buyers and homeowners navigate FHA-insured mortgages. New York State law requires FHA loan originators to be licensed under the Secure and Fair Enforcement for Mortgage Licensing Act. Irvington borrowers benefit from local specialists who understand Westchester County property values and FHA loan limits.
What Does a FHA Loan Specialist in Irvington Cost?
Typical costs for FHA loan specialist services in New York include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Appraisal fees in Irvington range from $500 to $800. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Irvington do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They ensure compliance with New York State mortgage licensing rules and FHA requirements. They also help you understand local property eligibility in Irvington.
What are the FHA loan limits for Irvington New York?
For 2025, the FHA loan limit for a single-family home in Westchester County, including Irvington, is $1,209,750. This high limit reflects the area median home prices. Limits are updated annually by the U.S. Department of Housing and Urban Development.
Are there New York-specific requirements for FHA loans?
Yes, New York requires FHA loan originators to hold a valid license under New York Banking Law Article 12-D. Borrowers must also meet state-specific disclosure rules and property condition standards. Your specialist will ensure all New York regulations are followed.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.