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Browse fha loan specialists serving Ithaca, New York. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Ithaca, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 18 fha loan specialists in Ithaca, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alternatives Federal Credit Union
125 N Fulton St, Ithaca, NY 14850
6072734611
Homestead Funding Corp: Kevin Walsh | NMLS# 1080645
200 Pleasant Grove Rd, Ithaca, NY 14850
3157511989
James Orcutt Real Estate, LLC.
324 Dryden Rd Unit 2, Ithaca, NY 14850
6072774723
First Priority Mortgage Inc
2333 N Triphammer Rd #101, Ithaca, NY 14850
6072576767
Warren Real Estate of Ithaca
830 Hanshaw Rd, Ithaca, NY 14850
6072570666
Brendan Burns, Movement Mortgage
528 W Green St, Ithaca, NY 14850
6077685222
Beginnings Credit Union - Mortgage Office
1050 Craft Rd, Ithaca, NY 14850
6072578500
Anchor Capital Management
323 Taughannock Blvd Unit 8, Ithaca, NY 14850
6072720004
Ithaca Neighborhood Housing Services (INHS)
115 W Clinton St, Ithaca, NY 14850
6072774500
Fingerlakes Wealth Management, Inc.
450 N Aurora St, Ithaca, NY 14850
6072571008
Heather Gowe - Licensed Real Estate Salesperson
602 W State St, Ithaca, NY 14850
6072809069
Susan Campbell
528 W Green St, Ithaca, NY 14850
6077438931
TIAA Financial Services
131 E Green St Suite 4, Ithaca, NY 14850
8668423517
Wells Fargo Advisors
2430 N Triphammer Rd, Ithaca, NY 14850
6072668200
Movement Mortgage
528 W Green St, Ithaca, NY 14850
8773141499
Kevin Cartmill
528 W Green St, Ithaca, NY 14850
6072296078
Morgan Stanley Financial Advisors
130 E Seneca St Suite 500, Ithaca, NY 14850
6072731190
Edward Jones - Financial Advisor: Celine Oh, CFP®|AAMS®
2255 N Triphammer Rd Suite 7, Ithaca, NY 14850
6072668888
An FHA loan specialist in Ithaca, New York helps home buyers and homeowners navigate Federal Housing Administration loans. These loans are popular in the Ithaca area due to flexible credit requirements and lower down payments. New York law requires all mortgage loan originators to be licensed through the New York State Department of Financial Services, so your specialist must hold a valid license.
What Does a FHA Loan Specialist in Ithaca Cost?
Typical costs for an FHA loan specialist in New York include an origination fee, usually 0.5 to 1.0 percent of the loan amount, and third-party fees for appraisal and credit report. For a $200,000 loan, total closing costs often range from $4,000 to $8,000. FHA also requires an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Ithaca do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They help you understand FHA guidelines, such as the 3.5 percent minimum down payment and the required mortgage insurance premium. In New York, they also ensure compliance with state-specific disclosure and escrow requirements.
What are the FHA loan limits for Ithaca New York?
FHA loan limits vary by county. For Tompkins County, which includes Ithaca, the 2024 single-family home loan limit is typically around $498,257 for a standard loan. Higher limits apply for multi-unit properties. Your specialist can confirm the current limit for your specific property type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.