Skip to main content

Find FHA Loan Specialists Near You in Lagrangeville, NY

Looking for a fha loan specialist in Lagrangeville? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Lagrangeville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Lagrangeville, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Michael Maloney | NMLS# 135848
1131 State Rte 55 Suite 8, Lagrangeville, NY 12540
8456562331
Homestead Funding Corp. – Lagrangeville
1131 State Rte 55 Suite 8, Lagrangeville, NY 12540
8458490222

FHA loan specialists in Lagrangeville New York help home buyers and homeowners navigate Federal Housing Administration loans. These loans are popular for first time buyers and those with lower credit scores. New York law requires all mortgage loan originators to be licensed with the New York State Department of Financial Services.

What Does a FHA Loan Specialist in Lagrangeville Cost?

Typical costs for FHA loan specialist services in New York include an origination fee of 1 to 2 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent. Closing costs in Lagrangeville usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Lagrangeville?
An FHA loan specialist is a licensed mortgage professional who helps clients apply for FHA insured loans. They guide you through New York specific requirements like property appraisal standards and maximum loan limits for Dutchess County.
What are the FHA loan limits for Lagrangeville New York?
FHA loan limits for Dutchess County in 2025 are generally around $498,257 for a single family home. Limits can change each year based on the area median home price. A specialist can confirm the current limit for your situation.
Do I need a special license to be an FHA loan specialist in New York?
Yes. All mortgage loan originators in New York must hold a valid license from the New York State Department of Financial Services under Article 12-D of the Banking Law. They must also complete annual continuing education.