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Showing 2 fha loan specialists in Mamaroneck, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Equity Now Inc.
174 E Boston Post Rd, Mamaroneck, NY 10543
2126648900
Chase Home Lending
242 Mamaroneck Ave, Mamaroneck, NY 10543
6462320821
What Does a FHA Loan Specialist in Mamaroneck Cost?
Typical costs for an FHA loan in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Westchester County often total 2 to 5 percent of the purchase price. Lender fees origination fees and appraisal costs vary. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Mamaroneck?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They review your income credit and debt to determine eligibility. They also explain New York specific requirements like the state mortgage recording tax.
What are the FHA loan limits for Mamaroneck New York?
For 2025 the FHA loan limit for a single family home in Westchester County is $1,209,750. This high limit reflects the area median home prices. A specialist can confirm the exact limit for your property type.
How do I choose an FHA loan specialist in Mamaroneck?
Look for a licensed mortgage loan originator with experience in FHA loans. Check their record with the New York Department of Financial Services. Ask about their knowledge of local appraisals and Mamaroneck market conditions.