FHA Loan Specialists in Medford, NY — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.

Showing 2 fha loan specialists in Medford, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Suffolk Credit Union

3681 Horseblock Road, Medford, NY 11763

(631) 924-8000 suffolkcu.org

TD Bank

1806 Medford Ave Route 112, Medford, NY 11763

(631) 289-3066 locations.td.com

What Does a FHA Loan Specialist in Medford Cost?

FHA loan specialists in New York typically charge an origination fee of 0.5 to 1.5 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the base loan amount, and annual MIP ranges from 0.15 to 0.75 percent depending on loan term and loan-to-value ratio. Closing costs in Suffolk County average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Medford New York?

For 2025, the FHA loan limit for a single-family home in Suffolk County is $1,149,825. This high limit reflects the elevated home prices in the New York metropolitan area.

What credit score is needed for an FHA loan in New York?

The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.

FHA Loan Specialists in Other New York Cities

Albany · Amherst · Ardsley · Babylon · Baldwinsville · Ballston Lake · Ballston Spa · Bayside · Beacon · Bedford · Binghamton · Bohemia · Brockport · Bronx · Bronxville

Free • No Obligation

Compare FHA Loan Specialists

Get matched with agents in Medford who handle your type of case.

Affiliate Form Embed

Replace with iframe/embed code
from your affiliate network

Affiliate Disclosure The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.

Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New York.

Report an error or request listing removal

Email [email protected] — removal requests are typically processed within 7-10 business days.