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Looking for a fha loan specialist in New Hartford? Review the directory below to compare your options.
4 agents listed
Updated May 2026
New Hartford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 fha loan specialists in New Hartford, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Source Federal Credit Union
4451 Commercial Dr, New Hartford, NY 13413
3157358571
OneMain Financial
4654 Commercial Dr, New Hartford, NY 13413
3157688141
Loandepot new Hartford NY
44 Oxford Rd, New Hartford, NY 13413
3158002396
Territory Mortgage, Inc.
66 Genesee St # 1, New Hartford, NY 13413
3157928021
FHA loan specialists in New Hartford New York help home buyers navigate FHA insured mortgages. These loans are popular in the Utica area for first time buyers and those with lower credit scores. New York State law requires all mortgage loan originators to be licensed through the Department of Financial Services.
What Does a FHA Loan Specialist in New Hartford Cost?
FHA loan specialist fees in New York typically range from 500 to 1500 dollars for origination and processing. The borrower also pays an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums vary from 0.45 to 1.05 percent based on loan term and down payment. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in New Hartford?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, down payment options, and property eligibility. In New York they must follow state licensing rules under Article 12-D of the Banking Law.
What are the FHA loan limits for New Hartford New York?
FHA loan limits for Oneida County in 2025 are 498257 dollars for a single family home. Limits adjust annually based on the area median home price. Your specialist can confirm the current amount for your specific property.
How do I choose an FHA loan specialist in New Hartford?
Look for a specialist who is licensed in New York and has experience with FHA loans. Check their record with the Nationwide Multistate Licensing System. You can also ask about their familiarity with local appraisers and property types in New Hartford.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.