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FHA Loan Specialists in Oceanside, NY

Browse fha loan specialists serving Oceanside, New York. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Oceanside, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 2 fha loan specialists in Oceanside, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Financial
2873 Long Beach Rd, Oceanside, NY 11572
(516) 764-8800 loansbylegacy.com
Chase Home Lending
3285 Long Beach Rd, Oceanside, NY 11572
(516) 532-5103 homelendingadvisor.chase.com

FHA loan specialists in Oceanside New York help buyers secure government-backed mortgages with lower down payments. These loans are popular in Nassau County due to higher home prices. New York law requires all mortgage loan originators to be licensed by the Department of Financial Services.

What Does a FHA Loan Specialist in Oceanside Cost?

Typical costs for an FHA loan specialist in New York include an origination fee of 1% to 1.5% of the loan amount. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. Closing costs in New York often range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Oceanside do?
An FHA loan specialist guides you through the FHA loan process including pre approval and application. They help you meet New York specific requirements like property appraisal standards and income documentation.
What are the FHA loan limits for Oceanside New York?
For 2024 the FHA loan limit for a single family home in Nassau County is $1,149,825. This high limit reflects the area median home prices. A specialist can confirm current limits for your specific loan type.

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