FHA Loan Specialists in Rego Park, NY
Browse fha loan specialists serving Rego Park, New York. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 2 fha loan specialists in Rego Park, NY
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What Does a FHA Loan Specialist in Rego Park Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Third-party costs such as appraisal and title search add 1,500 to 3,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Rego Park New York?
For 2025, the FHA loan limit for a single-family home in Queens County is $1,149,825. This limit applies to Rego Park because it is part of the New York City metro area. Limits may change annually based on the Federal Housing Finance Agency.
Do I need a special license to be an FHA loan specialist in New York?
Yes, FHA loan specialists in New York must hold a valid mortgage loan originator license from the New York State Department of Financial Services. They must also complete annual continuing education and pass a background check.
How long does an FHA loan application take in Rego Park?
A typical FHA loan application in New York takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet FHA minimum property standards. New York law requires a 3-day right of rescission for refinances.