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Find FHA Loan Specialists Near You in Rochester, NY
Directory of fha loan specialists in Rochester, New York. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Rochester, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 20 fha loan specialists in Rochester, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Monroe
3144 S Winton Rd Suite 600, Rochester, NY 14623
5856250866
Mariner Finance
2496 W Ridge Rd ste a-1, Rochester, NY 14626
5858651130
Premium Mortgage Corporation
2541 Monroe Ave, Rochester, NY 14618
5852410000
Robb E Everhart | Fairway Independent Mortgage Corporation Area Manager
3246 Monroe Ave Suite 250, Rochester, NY 14618
5855079962
Joe Petralia, Mortgage Loan Officer @ Genesee Regional Bank (GRB)
Alex Bolton, Mortgage Loan Officer @ Genesee Regional Bank
1850 S Winton Rd, Rochester, NY 14618
5858572966
Fairway Independent Mortgage Corporation
3246 Monroe Ave Suite 250, Rochester, NY 14618
5855121090
Brittany Linder, Mortgage Loan Originator @ Cross Country Mortgage
2050 S Clinton Ave Suite A, Rochester, NY 14618
5852172825
Joseph Meyer
1840 S Winton Rd Suite B, Rochester, NY 14618
5857274190
The Powers Team at GRB, Melissa Powers, Loan Officer NMLS #1413349
1850 S Winton Rd, Rochester, NY 14618
5857710138
Movement Mortgage- Robert Camp
1840 S Winton Rd Suite B, Rochester, NY 14618
5858208935
Andrew Feinberg at CrossCountry Mortgage
2050 S Clinton Ave Suite A, Rochester, NY 14618
5859102837
Normandy Corporation
46 Prince St # 2001A, Rochester, NY 14607
5852562600
Sean Palma Primelending NMLS 1089452
3144 S Winton Rd, Rochester, NY 14623
5852338373
An FHA loan specialist in Rochester New York can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. New York State law requires all mortgage loan originators to be licensed through the Department of Financial Services. Rochester home buyers often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Rochester Cost?
FHA loan specialist fees in New York typically range from 1% to 2% of the loan amount, though some charge a flat fee between $1,500 and $3,000. You may also pay third-party costs such as appraisal fees (around $500 to $700) and credit report fees (about $30 to $50). New York State mortgage recording tax may apply, which varies by county. Note that costs vary by situation and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Rochester do?
An FHA loan specialist helps you complete the application process for an FHA-insured mortgage. They review your financial documents, explain FHA guidelines, and submit your loan for underwriting. In New York, the specialist must hold a valid mortgage loan originator license.
What are the FHA loan limits for Rochester New York?
For 2024, the FHA loan limit for a single-family home in Monroe County is $498,257. This limit is based on the area median home price and is set by the U.S. Department of Housing and Urban Development. Limits may change annually.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.