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Showing 2 fha loan specialists in Selden, NY
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Chase Home Lending
999 Middle Country Rd, Selden, NY 11784
5168052275
Dean C Kramer - Chase Home Lending Advisor - NMLS ID 954833
999 Middle Country Rd, Selden, NY 11784
5168052275
What Does a FHA Loan Specialist in Selden Cost?
Typical costs for an FHA loan in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Suffolk County generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Selden do?
An FHA loan specialist guides you through FHA loan applications, credit requirements, and property eligibility. They help you understand New York specific rules such as the mortgage recording tax and property inspection standards.
What are the FHA loan limits for Selden New York?
FHA loan limits in Selden follow Suffolk County limits which are higher than standard limits due to local home prices. For 2025, the single family home limit is $1,149,825. A specialist can confirm current limits for your situation.