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Directory of fha loan specialists in West Babylon, New York. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
West Babylon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in West Babylon, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
595 Sunrise Hwy, West Babylon, NY 11704
5164590447
Kevin Ng - Mortgage Loan Officer
701 Montauk Hwy, West Babylon, NY 11704
5169986228
An FHA loan specialist in West Babylon New York can help you navigate the process of obtaining a government backed mortgage. New York has specific property transfer taxes and recording fees that affect FHA loan costs. Local specialists understand Suffolk County regulations and can guide you through the application.
What Does a FHA Loan Specialist in West Babylon Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount and a mortgage insurance premium of 1.75 percent upfront. Annual mortgage insurance is about 0.55 percent of the loan balance. Appraisal fees range from 500 to 700 dollars. Title insurance and recording fees add 1,500 to 3,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in West Babylon?
An FHA loan specialist helps you apply for a Federal Housing Administration loan. They review your credit, income, and property eligibility. They also explain New York specific rules like the mortgage recording tax.
What are the New York specific requirements for an FHA loan?
New York requires a property survey and title insurance for FHA loans. The state also has a mortgage recording tax that varies by county. In Suffolk County the tax is 1.05 percent of the loan amount.
How long does the FHA loan process take in New York?
The typical FHA loan process in New York takes 30 to 45 days from application to closing. Delays can happen if the property needs repairs or if there are title issues. New York law requires a three day rescission period after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.