Compare FHA Loan Specialists in White Plains, NY
Looking for a fha loan specialist in White Plains? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 20 fha loan specialists in White Plains, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in White Plains New York helps homebuyers navigate Federal Housing Administration loans. These loans are popular in Westchester County due to lower down payment requirements. New York State law requires lenders to provide specific disclosures under General Obligations Law Section 5-501 regarding interest rates.
What Does a FHA Loan Specialist in White Plains Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1 percent of the loan amount and third party fees for appraisal and credit report. Appraisal fees in White Plains range from 500 to 700 dollars. Closing costs generally total 3 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in White Plains?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They help ensure the property meets FHA minimum property standards which are common for older homes in White Plains.
What are the FHA loan limits for White Plains New York?
For 2025 the FHA loan limit for a single family home in Westchester County is typically higher than the standard limit due to high cost area status. Check with a specialist for the exact current limit as it adjusts annually.
Are there New York specific requirements for FHA loans?
Yes New York requires an attorney review period for real estate contracts under the New York State Bar Association standard form. FHA loans also require a mortgage insurance premium which is standard nationwide.