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Looking for a fha loan specialist in Yorktown Heights? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Yorktown Heights, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 7 fha loan specialists in Yorktown Heights, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
DML Mortgage Enterprises, Inc.
334 Underhill Ave bldg 2, Yorktown Heights, NY 10598
9144553700
Leahy Partners Ltd.
50 Triangle Center, Yorktown Heights, NY 10598
9148743500
Kenneth Bicknese - Chase Home Lending Advisor - NMLS ID 66758
720 Lee Blvd, Yorktown Heights, NY 10598
9145575994
Chase Home Lending
720 Lee Blvd, Yorktown Heights, NY 10598
9145575994
Luke Molito - Chase Home Lending Advisor - NMLS ID 225482
1975 Commerce St, Yorktown Heights, NY 10598
9148042257
Mortgage, Bank of America
2 Triangle Center, Yorktown Heights, NY 10598
9146501836
Michael Littleton Loan Depot
2661 Windmill Dr, Yorktown Heights, NY 10598
9144380332
An FHA loan specialist in Yorktown Heights, New York helps homebuyers secure mortgages insured by the Federal Housing Administration. New York law requires that all mortgage loan originators be licensed through the New York State Department of Financial Services. Yorktown Heights residents often use FHA loans for their lower down payment options and flexible credit requirements.
What Does a FHA Loan Specialist in Yorktown Heights Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Westchester County generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Yorktown Heights in 2025?
For Westchester County, the 2025 FHA loan limit for a single-family home is $1,149,825. This higher limit reflects the high cost of housing in the New York metropolitan area. Limits are updated annually by the Department of Housing and Urban Development.
What documents do I need to apply for an FHA loan in New York?
You typically need two years of tax returns, recent pay stubs, bank statements, and a valid government ID. New York law also requires proof of citizenship or lawful residency. Your loan specialist will help you gather all required paperwork.
How long does the FHA loan process take in Yorktown Heights?
The process usually takes 30 to 45 days from application to closing. New York requires a mandatory 3-day right of rescission period after signing loan documents. Delays can occur if property appraisals or title searches take longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.