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Looking for a fha loan specialist in Davidson? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Davidson, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 7 fha loan specialists in Davidson, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Future Home Loans Carolinas
442 S Main St, Davidson, NC 28036
9044946000
States Mortgage Company
630 Davidson Gateway Dr STE 200, Davidson, NC 28036
7049876600
The Results Matter Team of Direct Mortgage Loans
630 Davidson Gateway Dr #150-E, Davidson, NC 28036
7042741082
The Mortgage Planner with Element Home Loans
400 N Harbor Pl Suite H, Davidson, NC 28036
7047280191
Tim Hege - Ameris Bank Mortgage
630 Davidson Gateway Dr Suite 150-A, Davidson, NC 28036
7044515983
Davidson Mortgage Office
630 Davidson Gateway Dr Suite 150-B, Davidson, NC 28036
7044515983
CMG Home Loans
209 Delburg St Suite 133, Davidson, NC 28036
7049420152
An FHA loan specialist in Davidson, North Carolina helps home buyers and homeowners secure mortgages insured by the Federal Housing Administration. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Specialists in Davidson can guide you through FHA loan limits and local property requirements specific to Mecklenburg County.
What Does a FHA Loan Specialist in Davidson Cost?
Typical costs for FHA loan services in North Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.5 percent of the loan amount. Appraisal fees in Davidson area are usually $500 to $700. Credit report fees are about $30 to $50. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Davidson North Carolina?
For 2024 the FHA loan limit for a single-family home in Mecklenburg County including Davidson is $498,257. This limit applies to standard FHA loans and may be higher for high-cost areas. Check with a specialist for the current year limits.
What credit score do I need for an FHA loan in North Carolina?
FHA loans in North Carolina require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with a score between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.