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Looking for a fha loan specialist in Durham? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Durham, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 14 fha loan specialists in Durham, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RTP Nationwide Mortgage
245 NC-54 Ste 101, Durham, NC 27713
2525650268
Blackwell Mortgage
100 Core St, Durham, NC 27703
9196737905
Union Home Mortgage
4236 University Dr #100, Durham, NC 27707
9193211134
New American Funding - Durham, NC
4813 Emperor Blvd Suite 120, Durham, NC 27703
9193550526
Fairway Independent Mortgage: Rob Downing, Branch Manager
2828 Pickett Rd #260B, Durham, NC 27705
9194033200
Pinnacle Funding, Inc.
905 W Main St # 24, Durham, NC 27701
9192810191
New American Funding - Anthony Holt
4813 Emperor Blvd Suite 120, Durham, NC 27703
9194516089
Devon Mortgage LLC
3608 Shannon Rd STE 100, Durham, NC 27707
9196022335
Union Home Mortgage-Julia Woods
4236 University Dr Suite 100, Durham, NC 27707
9197407697
Audra Ange at First Heritage Mortgage, LLC
5850 Fayetteville Rd Suite #208, Durham, NC 27713
9194918369
Big League Approved: Mortgage Loan Officer Michael McKenzie NMLS#1683358
An FHA loan specialist in Durham North Carolina helps home buyers and homeowners navigate FHA insured mortgages. These loans are popular in the Triangle area due to lower down payment requirements and flexible credit guidelines. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Durham Cost?
Typical costs for an FHA loan specialist in North Carolina include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan. Closing costs in Durham usually range from 3% to 5% of the purchase price. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Durham?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with pre approval, documentation, and closing. In North Carolina, these specialists must hold an active NMLS license.
What are the FHA loan limits for Durham North Carolina?
For 2024, the FHA loan limit for a single family home in Durham County is $498,257. This amount may change annually based on the Federal Housing Administration guidelines. Higher limits apply for multi unit properties.
How do I find a licensed FHA loan specialist in Durham?
You can search the NMLS Consumer Access database to verify a loan officer license. Many local banks and mortgage companies in Durham employ FHA specialists. Always confirm the specialist has experience with FHA loans in North Carolina.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.