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Compare FHA Loan Specialists in Fayetteville, NC

Compare fha loan specialists in Fayetteville. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Fayetteville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 20 fha loan specialists in Fayetteville, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans United Home Loans of Fayetteville
4129 Raeford Rd Suite 103, Fayetteville, NC 28304
(910) 867-8003 fayetteville.veteransunited.com
Union Home Mortgage
6920A Cliffdale Rd, Fayetteville, NC 28314
(910) 920-9499 uhm.com
Carolina Home Mortgage NMLS 45212
324 N McPherson Church Rd, Fayetteville, NC 28303
(910) 658-5189 carolinahomemortgage.com
Nicki Torres Movement Mortgage Torres Team
201 Hay St UNIT 301, Fayetteville, NC 28301
(910) 672-6190 loansbynicki.com
Janiece R Brewer | Element Home Loans Branch Manager/Sr Loan Officer
4140 Ferncreek Dr #701, Fayetteville, NC 28314
(910) 489-3342 apply.elementhl.com
Southern Trust Mortgage - Fayetteville, NC
4187 Sycamore Dairy Rd Suite1, Fayetteville, NC 28303
(910) 429-0181 southerntrust.com
The Spell Team - Mutual of Omaha Mortgage
639 Executive Pl Ste 107, Fayetteville, NC 28305
(910) 964-1348 thespellteam.com
Alpha Mortgage Corporation
3800 Raeford Rd, Fayetteville, NC 28304
(910) 484-7272 alphamortgage.com
ALCOVA Mortgage | Fayetteville, NC
921 S McPherson Church Rd Suite B, Fayetteville, NC 28303
(910) 973-0713 alcova.com
Fairway Independent Mortgage Corporation
4140 Ferncreek Dr #701, Fayetteville, NC 28314
(910) 554-3305 fairwayfayettevillemortgage.com
Guild Mortgage - JR Williams
2533 Raeford Rd STE C, Fayetteville, NC 28305
(910) 557-9661 branches.guildmortgage.com
Premier Capital Mortgage LLC
588 Executive Pl #202, Fayetteville, NC 28305
(910) 603-4269 premiercapitalmortgage.com
Brian Canady
4187 Sycamore Dairy Rd, Fayetteville, NC 28303
(910) 988-4705 southerntrust.com
Abby Guadalupe - Southern Trust Mortgage
4187 Sycamore Dairy Rd, Fayetteville, NC 28303
(910) 463-5259 southerntrust.com
Marilyn Mikan
4187 Sycamore Dairy Rd STE 1, Fayetteville, NC 28303
(931) 801-2284 southerntrust.com
Jeremy White
4187 Sycamore Dairy Rd STE 1, Fayetteville, NC 28303
(910) 872-1362 southerntrust.com
Catherine Hutsell
639 Executive Pl Ste 107, Fayetteville, NC 28305
(910) 850-9696 movement.com
EMM Loans LLC
2543 Ravenhill Dr Suite A-101, Fayetteville, NC 28303
(843) 278-2378 emmloans.com
First Point Home Loans, LLC
639 Executive Pl STE 400, Fayetteville, NC 28305
(919) 701-0143 firstpointloans.com
Guild Mortgage - Melissa Mckinney
2533 Raeford Rd STE C, Fayetteville, NC 28305
(910) 987-0567 branches.guildmortgage.com

FHA loan specialists in Fayetteville, North Carolina help home buyers secure government-backed mortgages with lower down payments. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Fayetteville has specific local housing market conditions that can affect FHA loan approval and property eligibility.

What Does a FHA Loan Specialist in Fayetteville Cost?

Typical costs for FHA loan specialist services in North Carolina include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Fayetteville usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Fayetteville?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand credit score requirements, down payment options, and property standards specific to North Carolina.
What are the FHA loan limits for Fayetteville North Carolina?
For 2024, the FHA loan limit for a single-family home in Cumberland County is $498,257. This amount may change each year based on the local median home price.
Do I need a special license to be an FHA loan specialist in North Carolina?
Yes, all mortgage loan originators in North Carolina must hold a valid license from the North Carolina Commissioner of Banks. They must also complete annual continuing education.

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