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Browse fha loan specialists serving Hickory, North Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Hickory, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 20 fha loan specialists in Hickory, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Next Gen Lending
1 N Center St #230, Hickory, NC 28601
8284462901
Highlands Residential Mortgage - Hickory, NC
1430 2nd St NE, Hickory, NC 28601
8288202223
Atlantic Bay Mortgage Group LLC- Stacy Sharpe
87-A 4th St NW, Hickory, NC 28601
8284605410
ALCOVA Mortgage | Hickory, NC
201 Government Ave SW Ste 100, Hickory, NC 28602
8283101718
Donna Hill, Movement Mortgage
31 4th St NW, Hickory, NC 28601
8282341388
Union Home Mortgage - Hickory
785 U.S. Hwy 70 SW #306, Hickory, NC 28602
8282610808
Peoples Home Equity
231 13th Ave Pl NW Suite D, Hickory, NC 28601
8288559525
Top Flite Home Loans / Stephanie A Gates
200 1st Ave NW Suite 409, Hickory, NC 28601
8286011395
Melissa Pearce, Mortgage Loan Officer - First Horizon Bank
1039 2nd St NE, Hickory, NC 28601
8282671022
Deborah K Pruitt | Fairway Independent Mortgage Corporation Loan Officer
362 10th Ave Dr NE, Hickory, NC 28601
8285224004
Fairway Mortgage Carolinas - Hickory
200 1st Ave NW Ste. 302, Hickory, NC 28601
8283021541
Talktojosh
942 23rd Ave NE, Hickory, NC 28601
8282382682
Charles Hayes
127 1st Ave NE, Hickory, NC 28601
8282912008
Mike Young Team
1194 Heritage Farm Rd, Hickory, NC 28601
8772076565
SecuirtyNational Mortgage Company
739 11th Ave Blvd SE, Hickory, NC 28602
8287811503
Jeff Scott Nance | Fairway Independent Mortgage Corporation Loan Officer
200 1st Ave NW Suite 108, Hickory, NC 28601
8283021541
Jeff Rollins - Mortgage Solutions Loan Officer
739 11th Ave Blvd SE, Hickory, NC 28602
8287811503
Foothills Mortgage & Equity Inc
829 8th Ave NE, Hickory, NC 28601
8283288533
Jeff Nance at CrossCountry Mortgage
419 2nd St NW Suite A, Hickory, NC 28601
8283021541
Best Mortgage LLC
1015 2nd St NE, Hickory, NC 28601
8282388929
FHA loan specialists in Hickory, North Carolina help homebuyers and homeowners navigate FHA insured mortgages. These loans are popular in the Hickory area due to their lower down payment requirements. North Carolina law requires all mortgage loan originators to be licensed through the NMLS.
What Does a FHA Loan Specialist in Hickory Cost?
Typical costs for FHA loan specialist services in North Carolina include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms. Closing costs in Hickory generally range from 2% to 5% of the purchase price. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hickory do?
An FHA loan specialist guides you through the FHA loan process from application to closing. They help you understand property eligibility requirements and credit score minimums. They also ensure compliance with North Carolina mortgage lending laws.
What are the FHA loan limits for Hickory North Carolina?
For 2024, the FHA loan limit for a single family home in Catawba County is typically around $498,257. Higher limits may apply for multi unit properties. These limits are set by the Department of Housing and Urban Development each year.
Do I need a special license to work with an FHA loan specialist in North Carolina?
Yes, all mortgage loan originators in North Carolina must be licensed through the Nationwide Multistate Licensing System. You can verify a specialist license on the NMLS Consumer Access website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.